Terms and Conditions

1. Terms

By accessing this web site, http://comparelife.co.nz (“Compare Life”), you are agreeing to be bound by these web site Terms of Use, all applicable laws and regulations, and agree that you are responsible for compliance with any applicable local laws. If you do not agree with any of these terms, you are prohibited from using or accessing this site. The materials contained in this web site are protected by applicable copyright and trade mark law.

2. Use License

Through Compare Life (“comparelife.co.nz”), we provide businesses the services to get insurance quotes from insurance brokers in New Zealand.

The following are the terms and conditions for use of the Services.

By submitting the “Compare Life Insurance Quote form” on the Compare Life website for the first time, you accept these terms and conditions consisting of Terms & Conditions and Privacy Policy; and an agreement (“Agreement”) is executed between you and Compare Life.
By using the Services, you represent and warrant that you are at least eighteen (18) years of age and that your use of the Services does not violate any applicable law or regulation.
You must complete the Insurance Quote form on the specific insurance page in order to use the Services. You agree to provide true, accurate, current, and complete information about your business as requested in the Insurance Quote form.
You represent, covenant, and warrant that you will use the Services only in compliance with the Agreement and all applicable laws (including but not limited to policies and laws related to spamming, privacy, obscenity, or defamation). You hereby agree to indemnify and hold harmless Compare Life against any damages, losses, liabilities, settlements, and expenses (including without limitation costs and reasonable attorneys’ fees) in connection with any claim or action that arises from an alleged violation of the foregoing or otherwise arising from or relating to your use of the Services. Although Compare Life has no obligation to monitor the content provided by you or your use of the Services, Compare Life may do so and may remove any such content or prohibit any use of the Services it believes may be (or is alleged to be) in violation of the foregoing.
Maintaining the confidentiality of any account name and password provided to you is your responsibility. You are solely responsible for uses of any account provided to you, whether or not authorized by you. You agree not to share your password with anyone. You also agree and accept to immediately notify us of any unauthorized use of any account of yours and assist us with the actions we may choose to take.

3. Disclaimer

The materials on Compare Life’s web site are provided “as is”. Compare Life makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, Compare Life does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its Internet web site or otherwise relating to such materials or on any sites linked to this site.

4. Limitations

In no event shall Compare Life or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on Compare Life’s Internet site, even if Compare Life or a Compare Life authorized representative has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.

5. Revisions and Errata

The materials appearing on Compare Life’s web site could include technical, typographical, or photographic errors. Compare Life does not warrant that any of the materials on its web site are accurate, complete, or current. Compare Life may make changes to the materials contained on its web site at any time without notice. Compare Life does not, however, make any commitment to update the materials.

6. Links

Compare Life has not reviewed all of the sites linked to its Internet web site and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Compare Life of the site. Use of any such linked web site is at the user’s own risk.

7. Site Terms of Use Modifications

Compare Life may revise these terms of use for its web site at any time without notice. By using this web site you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Governing Law

Any claim relating to Compare Life’s web site shall be governed by the laws of the State of New Zealand without regard to its conflict of law provisions.

General Terms and Conditions applicable to Use of a Web Site.